

Premium interest, free ATMs, no minimum balance.
This free checking account earns incredible interest at 4.11% APY* and refunds all ATM fees nationwide. No minimum to open and no minimum to earn interest. In a word: perfect.
* APY = Annual Percentage Yield
***Before completing the application, please understand that you must come to one of our bank locations to finalize the account opening process if you have no other accounts with us.
Meet these three simple qualifications each statement cycle to earn your rewards:
If you do not meet these requirements in a statement cycle, no problem.
Your checking account is still free. You will receive interest on your entire balance at standard rate of 0.25% APY*. You can automatically resume earning the premium 4.11% APY* and ATM fee refunds the following cycle.
* APY = Annual Percentage Yield. All rates are subject to change.
***Before completing the application, please understand that you must come to one of our bank locations to finalize the account opening process if you have no other accounts with us.
Annual Percentage Yield (APY) accurate as of 03/15/2010. Rate tiers are as follows: 4.11% APY applies to balances of $.01 - $15,000 and 0.75% APY applies to balances over $15,000 as long as qualifications are met each statement cycle. 0.25% APY applies to all balances if qualifications are not met. All balances will earn 4.11% APY to 0.75% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings.
***Before completing the application, please understand that you must come to one of our bank locations to finalize the account opening process if you have no other accounts with us.