A HELOC is a revolving line of credit using the equity in your home. More flexible than a loan, you only use it when you need it. The money is always available with no need to reapply.

• Variable or fixed interest rates
• Interest may be tax deductible*
• Available for anything: home improvements, bill consolidation, appliances, etc.
• Better option than creating debt with high-interest credit cards

For more details, speak to one of our mortgage loan experts.

*consult with your tax advisor about deductibility