Listed below are the different checking accounts we have available.
| Center Preferred Checking |
| Maintain a daily balance of $7500 or more in savings related accounts or $25,000 in daily loan balances with auto pay from CNB account (excludes HELOCs) and receive interest on your checking account balance and receive the following: |
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No minimum balance requirement in your checking account |
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Free checks (wallets only or $5 credit on any other check product) |
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Preferred rates on consumer loans (1/4% discount) |
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Preferred rates on lines of credit (14% vs. 18%) — subject to qualification |
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Free money orders up to 5 per month |
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Free notary service |
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Free photocopy service (limit 10 per day) |
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Free small safe deposit box or $15 credit towards a larger box |
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No annual fee ATM or Debit Card — subject to qualification, photo debit card also available for a $15 charge |
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Free individualized financial planning session |
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No minimum usage fee for the Debit Card |
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Internet Banking |
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Dial-A-Bank |
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Center Preferred Coupon Book, which includes: |
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$50 off on first payment on direct consumer auto loan of $5000+ for 24 months or longer |
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$25 off on first payment on consumer home improvement loan of $2500 or more for 18 months or longer |
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$10 Center Cash |
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$25 toward any Consumer Loan Fee |
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$10 Center Cash with $4000 IRA deposit or $5 Center Cash with $3000 IRA deposit |
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Free amortization schedule |
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Two free stop payment coupons |
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$200 off real estate closing costs, secondary market loans, purchase or refinancing over $50,000 |
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1/4% CD rate increase on CD purchase or renewal (excludes Installment CD and special CD promos) |
| Center Classic Club Checking |
Be 50 years of age and maintain a daily balance of $5000 in any combination of checking, savings, IRAs and/or Certificate of Deposits. Your package includes:
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Checking with interest |
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No-annual-fee overdraft protection — subject to qualification |
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Free standard or duplicate CNB checks or $5 credit towards another product |
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No-annual-fee Visa credit card — subject to qualification (used 1x per year to be valid) |
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No annual fee ATM Card or Debit Card — subject to qualification, photo debit card also available for a $15 charge |
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Free money orders — up to 5 per month |
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Free notary service |
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Free copies (limit 10 per day) |
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Free small safe deposit box or $15 credit on larger one |
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Classic Club Travel Program — day trips and extended day trips |
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Special member events including Money Management seminars |
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1/4% CD rate increase on CD purchase or renewal (excludes Installment CD and special CD promos) |
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Center Classic Club Resource Center |
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Free individualized financial planning session |
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Internet Banking |
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Dial-A-Bank |
| Preferred Package |
| Can be added to any checking account listed above for $5 per month. |
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Free checks (wallets only or $5 credit on any other check product) |
| • |
Preferred rates on consumer loans (1/4% discount) |
| • |
Preferred rates on lines of credit (14% vs. 18%) — subject to qualification |
| • |
Free money orders up to 5 per month |
| • |
Free notary service |
| • |
Free photocopy service (limit 10 per day) |
| • |
Free small safe deposit box or $15 credit towards a larger box |
| • |
No annual fee ATM or Debit Card — subject to qualification, photo debit card also available for a $15 charge |
| • |
Free individualized financial planning session |
| • |
No minimum usage fee for the Debit Card |
| • |
Internet Banking |
| • |
Dial-A-Bank |
| • |
Center Preferred Coupon Book, which includes: |
| |
- |
$50 off on first payment on direct consumer auto loan of $5000+ for 24 months or longer |
| |
- |
$25 off on first payment on consumer home improvement loan of $2500 or more for 18 months or longer |
| |
- |
$10 Center Cash |
| |
- |
$25 toward any Consumer Loan Fee |
| |
- |
$10 Center Cash with $4000 IRA deposit or $5 Center Cash with $3000 IRA deposit |
| |
- |
Free amortization schedule |
| |
- |
Two free stop payment coupons |
| |
- |
$200 off real estate closing costs, secondary market loans, purchase or refinancing over $50,000 |
| |
- |
1/4% CD rate increase on CD purchase or renewal (excludes Installment CD and special CD promos) |
