Consumer Loan Products

Listed below are the consumer loans we have available.

Home Equity Line of Credit (HELOC)
A HELOC is a revolving line of credit using the equity in your home. The line can be a variable or a fixed rate and can be used for:
•	Home improvements/remodeling
•	Education expenses
•	Bill consolidation
•	New car or boat
•	New appliances
•	Lots more

The interest you pay may be tax deductible. Consult with your tax advisor about detuctibility.

Home Equity Loan
A term loan using the equity in your home with a fixed monthly payment. You will find competitive interest rates and your loan funds can be used for:
•	Personal or business use
•	Home improvements/remodeling
•	Education expenses
•	Bill consolidation
•	New car or boat
•	New appliances
•	Lots more

The interest you pay may be tax deductible. Consult with your tax advisor about detuctibility.

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Real Estate Mortgage
It doesn't matter if you are looking to purchase your first home, refinance your existing home, or build your dream home, we can help you finance it. Center Bank offers an array of home financing options at some of the lowest rates.
•	FHA/VA
•	Rural Development/ Low Income
•	Conventional
Preferred Home Loan Program For qualified borrowers, Center can offer a fixed rate Home Loan for 10 to 30 years. This mortgage provides great local benefits to you. No more mailing payments elsewhere.
	•	Local Underwriting means a fast decision for you
	•	Local Processing means lower costs to you
	•	Local Servicing means payments are made to Center Bank
	•	Competitive interest rates

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Personal Loan
Looking for a new vehicle, boat, snowmobile, four-wheeler, or perhaps a vacation? We can help.
•	Competitive interest rates
•	Quick decision process

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Credit Card — www.elancard.com
Center Bank offers credit card products for your convenience.
•	Competitive rates
•	Easy application process

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