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Merchant Credit Services

What is Merchant Processing?

Merchant processing is a point-of-sale (POS) transaction that allows your business to quickly and easily accept debit or credit card payments from your customers. You have a choice of processing transactions electronically either by a small terminal or via the telephone utilizing an automatic response unit.

Center Bank Merchant Processing through Elavon has options to buy or lease terminals, printers and pinpads. Or, we can program most existing equipment.

What are the Benefits of Center Bank Merchant Processing?
•	Merchant transactions can save you, the retailer, up to a 40% savings over customer purchases made by check.
•	Quick settlement — Center Bank offers Point-of-Sale merchants next day availability of collectible funds.
•	Increased customer satisfaction and retention — consumer purchase habits continue to evolve toward the most convenient electronic transaction instruments.

What are the Benefits of Electronic Merchant Processing?
•	Faster authorizations
•	Faster deposits
•	More efficiency and better accuracy
•	Lower discount rate
•	No more deposit slips and trips to the bank
•	24 hour toll free Customer Service