Find financial relief from a bank that calls Minnesota home. Use the equity in your home to secure funds for almost any purpose. Best of all, interest and charges may be tax deductible.* Home equity loans offer fixed interest rates, while a home equity line of credit (HELOC) offers a variable interest rate, and can be accessed as it's needed. Like all our loans, decisions are made locally with friendly personal service.

Home Equity Loan
  • Competitive rates for several short-term or one-time needs:
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible*
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process

Before You Apply

Make sure you have the Items Needed for Home Equity Loan.

Home Equity Line of Credit (HELOC)
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major home improvements
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • The interest paid might be tax deductible*
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process

*Consult a tax advisor.