APY = Annual Percentage Yield. Rates effective as of September 20, 2018. Fees may reduce earnings.

Center Rewards Checking Account See Details

Balance Rate APY
$0 - $15,000 2.00% 2.02%
$15,000+ 0.15% 2.02% to 0.43%
All balances if qualifications not met 0.05% 0.05%


To earn your rewards, just do the following transactions and activities in your Center Rewards Checking account during each Monthly Qualification Cycle:

  • Have at least one ACH direct deposit or one ACH automatic payment that posts and clears
  • Have at least 10 debit card purchases that post and clear
  • Enroll and agree to receive electronic statements

That's it. Even if you don't meet your qualifications during the cycle, your Center Rewards Checking account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Certificate of Deposit See Details

Description Minimum Balance Interest Rate Annual Percentage Yield
6-month $500 0.15% 0.15%
12-month $500 0.25% 0.25%
24-month $500 0.60% 0.60%
36-month $500 0.85% 0.85%
48-month $500 0.95% 0.95%
60-month $500 1.15% 1.15%

Minimum balance to open the account: you must deposit $500.00 to open this account. Withdrawal of interest prior to maturity: the annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.

Fees, if any, could reduce earnings. Early withdrawal penalties: A penalty may be imposed for withdrawals before maturity.

Money Market Savings See Details

Balance Interest Rate1 Annual Percentage Yield2
$0 to $2,499.99 0.05% 0.05%
$2,500 to $9,999.99 0.10% 0.10%
$10,000+ 0.15% 0.15%

1Variable interest rate subject to change at any time

2Annual percentage yield

Other Accounts

Account Interest Rate1 Annual Percentage Yield Minimum Balance to obtain APY2
Regular Savings: $200 0.05% 0.05% $200
Money Market Gold: $25,000 0.20% 0.20% $25,000
Thrift Savings: $50 0.05% 0.05% $50
Interest Checking 0.05% 0.05% $500
Earnings Credit (Business Accounts) 0.10% 0.10% N/A

1Variable interest rate subject to change at any time

2Annual percentage yield